Motivational Mondays: Lebron James PRE GAME WORKOUT

There are few things in life more inspiring than sports. I started watching the workouts of some of the best players in the game. And I learned ONE thing...to get to the top and stay at the top, work hard when no one is watching.

Lebron James has become one of my favorite players for a few reason but mainly for how he has grown as a person and a basketball player since last year. In the off-season, Lebron worked...I mean WORKED. He worked on aspects of his game that were lacking and is a better player than he was last year. He changed his mindset to realize in order for the Heat to win, he has to step up.

Do some research on your the successful people you admire, you will be surprised at how much time is spent on their craft...

This is his PRE GAME WORKOUT.

100 Ways to Make $100: Browse the net and get paid

It might sound a bit hard to believe, but you can get paid to surf the internet. If you install a company's software, they will often pay you to keep it on while you are surfing the web. The reason the companies do this is so that they can track your activity and figure out what sites their users go to, as well as figure out how to market. The downside of this one is that sometimes you'll start finding random advertisements popping up, so do your due diligence and get a popup blocker (can be found for free by running a Google search).

In order for you to browse the net and get paid, here are some steps you can take:

* Browse through the net and make a list of companies that pay you to surf the net. Here's a on www.dir.yahoo.com that gives a good amount of companies.
* Download and install their tracking software
* Browse through the net and start earning How much do I get paid? 
* Companies pay you something around $0.50 for hour you browse and pay you something around $0.05 or $0.10 for every referral you provide.

100 Ways to Make $100: Email And Phone Handling

This is similar to a virtual assistant position, but doesn't require making appointments or needing any extensive skills. To do email and phone handling, you would mostly do things such as cold calling, answering queries over phone and handling emails. Business owners generally tend to hire support staff to handle these tasks, as they're often too busy to do them themselves.  This is one of the simple ways to earn additional income along with your regular income.

In order for you to obtain email and phone handling jobs, here are some steps you can take:

* Get yourself registered in all the freelancing sites like elance.com, guru.com, and odesk.com
* Check job posts to see what people are looking for and apply for the jobs that demand your skills How much can I make out of Email/Phone handling jobs?
* You can expect anything from $3 to $10 per hour depending on your experience and if there are any skills you should know about beforehand (at times - very rarely - you might need to know about complex topics).

100 Ways to Make $100: Editing and Proofreading jobs

There are times in which articles or reports need to be edited and proofread before they're ready to be published online. If you are a native speaker of whatever language a client needs a document proofread, or have good command over that language, then you can pick up editing and proofreading jobs.

In order for you to obtain editing and proofreading jobs, here are some steps you can take:

* Get yourself registered in all the freelancing sites such as elance.com, guru.com, and odesk.com
* Get yourself registered to websites which provide editing/proof reading services to their customers
* Check job postings daily and apply to ones that you are qualified for.
* Get hired and start earning How much can I make out of Editing/Proofreading jobs?
* Many people view this as a very crucial job and will pay for it. You can get paid per article or by the hour. If you go with the latter route, expect at least $5 an hour for it, upwards to about $20 an hour.

100 Ways to Make $100: Participate in contests

If you have lot of time to spare, then you can start participating in contests offered by various sites. It's obviously likely that you won't win all of the contests, but the more you participate, the better your odds. Little things do start earning up and besides money, you can possibly win things like movie tickets, sample products, gift coupons, etc.

Where do I look for contests?

* Browse through the net and make a list of sites which offer contests
* Get registered in those sites and check for new contests daily
* Participate in as many contests as possible
* Browse through the search engines regularly and look for any new contests What do I gain by participating in contests?
* You can win cash as well as other perks like gift cards, coupons, and trips.

Tackling Student Loan Debt: Upromise

One of the questions I am asked most is about how to tackle student loan debt. There isn't much to really do, but pay what you can and take advantage of the little opportunities to lower your interest rate (by having the payment directly removed from your checking or savings account), make extra money to throw at it, use Upromise to earn money toward your loans, or taking E-Reward surveys to earn credit to pay towards your debt.

Upromise

Wikipedia describes Upromise as:

Upromise members accrue account credit on eligible purchases from grocery stores, online retailers, travel, restaurants and gas stations. Members can direct their earnings into a high-yield savings account or tax-deferred 529 plan, use it to pay down eligible student loans or request a check to spend the funds in any way they like -- the money is not required to be spent on college-related expenses.

Critics of the Upromise program point out that as of 2008, the average member has earned only $47 toward future college expenses -- and that to accrue this amount, the participant opts into a highly detailed purchase-tracking system, with information sold by Upromise to subscribing marketers.

shop online through upromise.com.

Get 1%-25% back from eligible purchases at more than 600 online retailers when you shop through upromise.com.
» Learn more

eat at our participating restaurants.

Get up to 8% cash back at thousands of participating restaurants — on food, drinks, tax and tip.
» Learn more

go to the grocery store or drug store.

Activate Grocery eCoupons each month to earn on participating grocery and drugstore items.
» Learn more

invite family and friends.

You can save over 2 times more when your family and friends help!
If you would like to sign up email me and I will send you an invite (hey I have loans to pay off also!) at personalfinance4thepeople@gmail.com.

For example:

What you purchase	Partner	Eligible spending	Partner contribution	Estimated Upromise earnings
Clothes	Gap through upromise.com	$150	5%	$7.50
Books	Barnes & Noble through upromise.com	$50	3%	$1.50
Airfares	Expedia through upromise.com	$300	1%	$3.00
Flowers	ProFlowers through upromise.com	$50	10%	$5.00
Dinner	Upromise Dining Program	$40	8%	$3.20
Groupon Deal	Groupon through upromise.com	$50	4%	$2.00
New Shoes	DSW through upromise.com	$60	4%	$2.40
Birthday Gift	ToysRUs through upromise.com	$50	1%	$.50
Ink cartridges	Staples through upromise.com	$60	2%	$1.20
TOTALS		$810		$26.30

You don't earn huge amounts, unless you utilize the the program to the fullest, so this isn't a way that I reccommend using as the only method to battle your student loan debt.

How Upromise works is pretty simple:

1. Register all of your grocery, CVS, Rite Aid, and other discount cards and your debit and credit cards.
2. Check the grocery coupon section for items you normally buy and add them to your account.
3. Shop.
4. When you buy anything online, buy it through Upromise.
5. Shop.
6. Eat at Restraunts that participate with Upromise and earn a percentage of your meal to go toward your loans.
7. Eat.
8. Earn!

 

Remember:

The more you do, the more you can get back!

100 Ways to Make $100: Get hired as Virtual Assistant

Individuals who run their own business often find it very difficult to manage and organize things by themselves. By working as a virtual assistant, you can help people schedule meetings, organize day to day activities, answer phone calls, etc., and so on. If you are good at research and organizing things, then you can opt to get hired as virtual assistant.

In order for you to become a Virtual Assistant, here are some steps you can take:

* Look out for virtual assistant openings in freelancing sites such as elance.com, guru.com, and odesk.com
* Start applying for those jobs
* Try to find as many customers as possible. Start advertising on social networks, amongst friends, or via other traffic methods. How much can I make by acting as a virtual assistant?
* You can make anywhere between $3 to upwards of $100 per hour depending on your ability and experience.