I am going to make $500 extra a month....June Update

Goals are great!

They help you do so many things you wouldn't do otherwise. It's pretty easy...think of something you want to do and you do it.

I'm big on goals. I have a goal of making $500 extra dollars a month to go towards my debt. That's a lot of extra money to make without having a part-time job.

I started using my skills and things I have to make extra money. I write papers, do odd freelance jobs, even sell my collection of basketball cards from when I was a kid.

 

JUNE RESULTS

Papers - $167

Ebay -

Misc. -

July should be much better. I have a couple freelance jobs and I am still selling my basketball cards and writing papers. I am doing what I can to make as much extra $$ a month as I can...

How are you doing?



I am going to make $500 extra a month...

Goals are great!

They help you do so many things you wouldn't do otherwise. It's pretty easy...think of something you want to do and you do it.

I'm big on goals. I have a goal of making $500 extra dollars a month to go towards my debt. That's a lot of extra money to make without having a part-time job.

I started using my skills and things I have to make extra money. I write papers, do odd freelance jobs, even sell my collection of basketball cards from when I was a kid.

For June, I have made...

Papers - $40 with $150 coming and an upcoming paper due that should be around $250.

Ebay -

Misc. -

Monday's Entrepreneur: Sonja Bowman and Loving Sentiments

Personal Finance 4 The People is pleased to team with others who are able to share their expertise in various areas. We hope to combine our efforts to bring a greater financial effort in order to help you reach YOUR Financial Independence. Today's guest post comes to us from J. S. Aikens.

          Are entrepreneurs born or made? In Sonja Bowman’s case one might answer “both”.  As a child she would save her candy and sell it back to her mother.  By third grade, she was selling candy to her classmates.  By the time she was in high school, she had earned the nickname “Candy” and was pulling in about $150.00 a week. Sonja’s strong work ethic followed her throughout college where she maintained 21 credits and 2 part time jobs.

 

Upon receiving her degree from Bowie State University in Accounting and Finance Sonja embarked on her career in the workforce.  Working for the government and in the private sector kept her busy but she maintained her creative stream of income with her gift basket business.

In 2007, Sonja began her ministry, delivering the Word of God as she was “led to do”. She also found a product that she liked, aroma beads. With a winning smile, and charismatic demeanor, she built an extensive customer base. Her customer demand was so high that she eventually had to bypass her supplier. Then in 2007 she suffered a career ending accident. During an ice storm she slipped and fell, injuring her neck, back, and pelvis.  Sonja’s injuries were so severe that she spent the next three and a half years heavily medicated and unable to sit or stand for more than 5 minutes at a time.   Doctors at Johns Hopkins wanted to avoid surgery so it took extensive rehab and prayer to regain the full use of her limbs.

            Sonja had just met her second husband who she credits with being an amazing support system. She says Brock has “always been supportive in everything I’ve done. His support helped center me and help me find my passion and tap into all the things I enjoy doing.”  Entering her fourth year of unemployment, Sonja had revamped her gift basket business.  While attending a conference a product caught her eye. It was a Bible notebook.  She went home and prayed for “Daddy” (as she refers to God) to teach her how to make journals.  She was told how to make them and what scriptures to include. Since that time Sonja has created well over 100 different journals in three different styles.

They can be personalized to order for loved ones, groups, organizations and conferences. Her journals are so popular, they will now be offered in John 3:16, a Christian bookstore in Lanham, Maryland.

       When asked what she wanted people to remember Sonja, replied ”Your gift will make room for you. When you are in His will and following your purpose, provisions will be made.” For more information contact Sonja Bowman, owner of Loving Sentiments at sturner_1908@yahoo.com or sturner1908@gmail.com    

100+ ways to make $100: #17 Resell SSL Certificates

An SSL certificate is something that websites often use in order to prove that their website is secure. This certificate is digitally "signed" by a certificate authority that people already trust after they verify the identify of a secure site.  Many website visitors need to know a site is secure before they submit payment or personal information, so webmasters NEED the SSL certificates. You can become a partner with any company that offers SSL certificates and resell them on their behalf. These companies either will either sell their SSL certificates to you at a discount, and you can resell them, or they will offer you incentives based on the number of sales you make. You can find examples of such incentives on verisign.com or on digicert.com.

In order for you to become a partner to resell SSL certificates, here are some steps you can take:

* Browse the net and make a list of companies that offer SSL certificates
* Sign up for partnership account with the company
* Identify potential customers and make the sales
* Provide a list of number of sales you made for the month to the company
* Enjoy the sales incentive How much revenue can I make by reselling SSL certificates?
*   If the company with which you have become a partner offer sales incentives, then it depends on the number of certificates you sell and how much that particular company is offering.
* If the company with which you have become a partner offer certificates at discounted prices for you, then your profit will be the margin that you keep for yourself.

100+ ways to make $100: #16 Buying and selling links

In order to get higher search engine rankings on Google, a lot of people feel that they need to have a lot of backlinks pointing their site. Backlinks are basically links on other people's websites pointing to another site. When someone links to another person's website, it shows Google that their website is worth linking to, and so Google gives it preference for their search engine placements. The higher the search engine placement, the more publicity a business gets, so a lot of people try hard to get more links to their websites. Because so many people want links, you can profit on this by acting as an intermediary between people who are willing to sell links and people who are willing to buy them.

In order for you to buy and sell links, here are some steps you can take:

* You can look for those who want to buy or sell links in forums of sites which talk about links (Example: http://www.linkadage.com/)
* Make yourself aware of the link buying and selling guidelines
* Market only valuable links (links that have high on http://tinyurl.com/3fxwko8 on Google)
*   You can also create a website advertising your services.
* Start advertising your site on social networks, amongst friends, or via other traffic methods. How much money can I make out of buying and selling links? 
* It depends on the amount you charge for connecting people. You can also buy links on your own and then charge people for them, in which you can create your own pricing. You can make anywhere from $1 to $300 for a link, depending on how valuable the site is.

Abracadollars!!! 3 tips to make money.

Personal Finance 4 The People is pleased to team with others who are able to share their expertise in various areas. We hope to combine our efforts to bring a greater financial effort inorder to help you reach YOUR Financial Independence. Today's guest post comes to us from J. S. Aikens.

We’ve all heard the advice from the financial experts. “Pay off your debt; Put some money toward your savings; Prepare for your retirement.”  This is all great advice, but if you’re anything like me you’ve probably wondered aloud, “Where the heck is this money supposed to come from?”  Well, I hope at least one of these tips will be the seed to get you started

      

Got high interest credit card debt? Then you probably feel like you’re spinning your wheels with your payments.  If you’re current, but unable to make a dent in your principal, try calling your credit card company in the evening or on a weekend. You are more likely to reach a part time employee who may be more lenient and more likely to grant your request (i.e. pleas) to lower your interest rate. With a lower interest rate, that same amount will benefit you because more of your payment will be applied to the principal.

Got a car note? If so, contact your car insurance company and see if they can refinance your car loan for a better rate.  If so, you’ll have two advantages. You can pay your vehicle loan more quickly (if you take advantage of the lower interest rate), and you will have a 30 day grace period during which no payment is due.

Got friends?  If so, do any of them have a small business? Host a gathering (preferably potluck) at your home in which they can present their product or service to your friends and relatives in return for a portion of the sales. You can catch up with your loved ones, and make money in the process.  You are only limited by your imagination, so get creative.

Remember, it’s never too early to plan for retirement, nor too late to build wealth.

100+ ways to make $100: #15 Start A Forum Posting Website

As stated before, many webmasters want people to post in their forums. A lot of times they will hire just one person, but at other times, they want a lot of people to go in at once, but don't feel like hiring a lot of individual people. If you can pool up 5-10 forum posters yourself, you can provide a "one-stop" service where a webmaster can pay you and you can then go out and pay people individually. In order for you to start a forum posting website, here are some steps you can take: * Create a website advertising your services. * You can hire forum posters from any of the freelancing sites or by looking on forums where people are interested in working, such as work-at-home mom websites. How much can I make out of having a forum posting company? * Obviously a lot will depend on what you charge and how much you have to pay your employees, but you can easily make $100/day by doing this after getting enough clients.

100+ ways to make $100: #14 Become a website or domain broker

There are a lot of people interested in buying people's sites. They would like to buy sites so that they can own established websites without having to do the work on their own, or they see profit potential on sites, and so on and so forth. A lot of people would love to sell their sites, too but don't know how. As a website broker, you can connect buyers and sellers to each other and take a percentage of the sale for making the introductions.

In order for you to become a website broker, here are some steps you can take:

* Create a website outlining the basics of what you do. As you get buyers and sellers interested, update the website with what buyers are looking for and what sellers have. Don't put seller's site details on your website, otherwise buyers can go around you to bypass your commission. Just put general details.
* Start finding people interested in buying or selling their sites. You can find these people by going on existing sites for buying and selling such as flippa.com, sitesell.com, or buysellwebsite.com. Even if people are already listed on one website, it doesn't mean they don't want additional help.
* Don't give out site details to buyers until you get them to sign paperwork saying that they won't go around you, sign a noncompete, and so forth.
* When a deal is made, collect a percentage of the profits. How much can I make out of being a website broker?
* You can make anywhere from $100 to the millions of dollars, depending on how valuable a site and/or domain is.

100+ ways to make $100: #13 Employee Referral

Many companies will offer referral bonuses for people who can recruit excellent new employees for their organization. If you know a lot of people or have relationships with recruiters, this can be an easy way to earn some extra cash. You can also find potential prospects for companies by using the internet.

In order for you to become an employee referrer, here are some steps you can take:
* More companies do have employee referral programs than don't, which means you have a lot of opportunity to help employees find potential jobs. If you're unsure if a company offers a referral program, give them a call and ask. You may want to start with your own company, if you currently have a job.
* Find out if the people in your network are looking for jobs.
* Go on freelancing sites like elance.com, guru.com, and odesk.com, and check out the profiles of people there. Communicate with people that sound good, and see if they'd be interested in getting more regular work.  
* Refer people to HR of the company you work with or other company that you're recommending them for. You will get paid if they get hired.
* You can also try to build up a relationship with external recruiters. If you can do this, then you can get a list of current job openings from them. This can be incredibly lucrative. How much can I make out of being an employee referrer?
* Bonuses are anywhere from $50 to the $1000's of dollars. A lot of this depends on the type of position (the stronger the qualifications needed, the higher the referral bonus) as well as the company you're working with.

100+ ways to make $100: # 12 Outsourcing Middle-Man

Many companies look to hire people in order to help them expand their web presence, to create content for their blog, or help assist them with other tasks. If you are good at managing people as well as marketing, you can act as an "agent" for some outsourcers. Identify people that can do certain work, and then advertise their services to other businesses. Mark up the price so that you can make a profit.

In order for you to become an outsourcing middle-man, here are some steps you can take:

* Browse through freelancing sites, forums, and websites to find people that you can hire.
* Create a website where you lay out the services your team can do, as well as prices and turnaround times. * Start advertising your site on social networks, amongst friends, or via other traffic methods
* Start building up your customer base. Do a great job, implement word-of-mouth referral programs, and start collecting testimonials from the people you help. How much can I make out of being an outsourcing middle-man?
* A lot of how much you can make depends on the type of services you offer, how many clients you can handle simultaneously, and how well you can market your services.

100+ ways to make $100: #11 Translation

If you know any other second language, then it will help you make money by opting for translation jobs. This is another easy way to make use of your spare time and convert it into money. Especially if you know any of the languages for which translators are in huge demand.

In order for you to become a Translator, here are some steps you can take:

* You can get hired for translation jobs through any of the freelancing sites
* There are many sites which provide translation services exclusively. You can submit your interest and get hired through any of those sites as well
* Identify the sites which post all the jobs related to translation. Get yourself registered in those sites
* You can start your own site and make people know about the translation services that you are ready to offer How much can I get paid for translation jobs?
* You can get paid anything from $0.01 per word depending on the demand for the language. If the number of translators for the language are scarce, then you can charge a good rate per word Are you interested in acting as an agent or intermediary? Do you have a knack for business and are good in dealing with people?

100+ ways to make $100: #10 Online Counselor

Many people like to go online for counseling instead of meeting people in person. They feel that they can be more anonymous this way, and they also have the convenience of not needing to drive anywhere. If you have the ability to counsel people effectively, this could be a fun job for you. You do not need to have a special degree, although it would obviously give you a cutting edge.

 In order for you to become an online counselor, here are some steps you can take:

* Create a website that discusses your qualifications and how you are able to help people. If you don't have a degree or qualifications to prescribe anything to people, let them know. Some people just want to pay you so that you can listen to them and they can vent their frustrations. Just make sure not to overstep what you can legally do.
* Start advertising your site on social networks, amongst friends, or via other traffic methods.
* Start building up your customer base. Do a great job, implement word-of-mouth referral programs, and start collecting testimonials from the people you help. How much can I make out of being an online counselor?
* Depending on your skill level, you can make from $100-$200 an hour and upwards.

100+ ways to make $100: #9 Find A Popular Program And Resell It

Everyone knows the saying, "Don't reinvent the wheel."

If you find a program that is selling well, you can either promote it for a "commission" from the seller (usually 50% and referred to as "affiliate commission") or you can buy resell rights to collect 100% of the sales. If you buy resell rights you have to invest some upfront money, but if you pick a good enough program then you'll earn back your money very quickly.

In order for you to find a popular program and resell it, here are some steps you can take:

* Do a mental inventory and think about programs or courses you know are selling well. (Need a tip? on http://e1kad.com/r/action-enforcer-resalerights is a top seller.)
* If you've come up with a course or a program on your own, contact the owner and ask if they offer resell rights, or at the minimum, an affiliate program.
* Buy resell rights if you are able to do so, or sign up as an affiliate.
* Begin telling people about the product. You can do this via social networks, telling friends, posting on forums, blogs, or many other traffic methods.
* Start building up your customer base. Do a great job, implement word-of-mouth referral programs, and start collecting testimonials from the people you help. With enough persistence you can soon sell even more resell rights and affiliate programs. How much can I make out of resell rights?
* Depending on how many customers you have and the price of the product you're selling, you can make up to thousands per day (though of course you'll have to work up to that).

100+ ways to make $100: #8 Podcasting

Podcasting is similar to blogging, only you would do it via voice instead of typing.

You would get the same benefits and approach it the same way (post regular content, etc.) but it's just a way to suit people who would rather learn via listening versus reading. To get started with podcasting, you need a headphone, microphone, and software in which to record your audio. You can earn money with podcasting the same way you would with blogging via advertisements, on https://www.google.com/adsense and by recommending other programs that offer commissions.

In order for you to become a podcaster, here are some steps you can take:

* Create a website with which to put podcasts on
* Record your content you can use a free recording program such as on http://audacity.sourceforge.net if you don't already have something
* Convert your recordings to mp3
* Upload your mp3 along with a description to your website
* Start sharing it!
* Get it converted in to MP3 format
* Upload the mp3 on your site
* Add content as frequently as possible so that you build up a regular listener base.
* Start advertising your site on social networks, amongst friends, or via other traffic methods.

100+ ways to make $100: #7 Sell A Service On Fiverr

fiverr.com is a website where people sell lots of services at $5 a pop.

People sell all sorts of things there from advice giving to article writing and many things in between. Browse through the site to get an idea of what people are offering. You can either offer the same things, create new "gigs", or both. For every "gig" you sell, you make $4 and Fiverr keeps $1. Some of the more popular gigs can easily earn you $100 or more a day.

In order for you to make money with Fiverr, here's what to do:

* Sign up for an account with fiverr.com.
* Click on "Start Selling"
* Click on "Create First Gig"
* Follow the instructions to create whatever gig you'd like
* Wait for customers to accept your gig and do a great, timely job once they come.
* Tip: For additional information, feel free to visit foolprooffiverr.com

100+ ways to make $100: #6 Become A Blogger

If there's something you're passionate about, you can create a blog where you can talk about it.

This is a fun way to share your passions while learning and teaching about what you're already excited about. In order to do this well, you would need to be a good writer with the ability to make people interested. You would also need to be able to post fairly regularly to a blog.

Blogs can be monetized in several ways. Just some ways are to have companies pay you to post their advertisements (this is better for blogs with a lot of traffic), or put on https://www.google.com/adsense/ on your blog. With this option, Google pays you every time someone clicks on an advertisement.

In order for you to become a Blogger, here are some steps you can take:

* Choose a company to blog with. Two of the most popular ones are blogger.com or wordpress.org.
* Decide if you want a free account or if you would like to host the blog on your own domain (if you bought a domain, your blog could like www.yourpassion.com, or a free account would look like www.yourpassion.wordpress.com). Most people opt to buy a domain so that their blog appears more professional. If you choose to do this, you'll need to sign up with a hosting company (I recommend on http://www.hostgator.com their plans are as low as $4.95 a month), and then have your domain routed to the hosting company. This may sound difficult but it's actually very easy, and onhttp://www.hostgator.com customer support can help you with any questions.
* After your blog is set up, decorate it however you would like (Wordpress calls the blog skins "themes", and Blogger calls them "templates")
* Post news, lessons, stories, or anything relevant to your blog.
* Add content as frequently as possible so that you build up a regular readership base.
* Start advertising your site on social networks, amongst friends, or via other traffic methods. How much can I make out of blogging?
* It can take some time to establish a blog, but the profit potentials can be quite large. Some people report making in the millions of dollars from a blog. Your earnings will vary based on traffic you get to the blog, how interesting your content is, how often you post, and the types of advertisements you put on your blog.

100+ ways to make $100: #5 Article writing

If you are a good writer, you can earn money by writing articles for people with websites. Many website owners know that they need to keep their websites current and up to date, but don't have the time to constantly create new content for them. Because of that, they hire people who can write on their behalf.

In order for you to become a content writer, here are some steps you can take:

* Post a profile on freelancing sites such as elance.com, guru.com, and odesk.com. Describe your interests and your levels of expertise.
* Look for writing jobs on the same freelancing sites and apply for them.
* Google "writer job openings".
* Ask the owners of websites that you already like if they are looking for writers.
* Tip: Learn how to write articles in 7 minutes on http://www.7minutearticlesecrets.com/ How much can I make out of writing?
* Content writing jobs pay anywhere from $1 to $100+ based on the length of the article and your expertise. If you're already an expert on the topic you're writing about, you can often charge a premium.
* Even if you are new to writing, you can make upwards of $.50 for each 100 words on an article.

100+ ways to make $100: # 4 Submit links to Social Bookmarking sites on other's behalf

Because there are so many websites online, it can be very difficult for webmasters to get their sites noticed and stay competitive. In order to attract more visitors and build traffic for their site, website owners sometimes decide to submit their websites to Social Bookmarking sites. Instead of doing it themselves, they often opt to hire service providers for a small fee, to submit their website links on various Social Bookmarking sites.

In order to submit links to Social Bookmarking sites on other's behalf, here are some steps you can take:

* Collect a list of quality Social Bookmarking sites which active members. You can do this by googling "popular social bookmarking sites".
* Decide on a fee structure and create a way to collect payment.
* Try to find as many customers as possible. Start advertising your book on social networks, amongst friends, or via other traffic methods.
* Get the website links submitted on time. Provide clients with reports on the number of sites you submitted and the links you have created for the customer from time to time How much can I make out with social bookmarking?
* You can make earn between $10 per each set of 100 Social bookmarks, and slowly increase the rate you charge based on your expertise.

100+ ways to make $100: # 3 Create templates for Facebook Fan Pages

Many companies need to advertise themselves and Facebook Fan Pages are one phenomenal place to do it.

You can either play with the Facebook fan page instructions, or you can grab on http://e1kad.com/r/wp-fan-page-pro to make your job easier.

In order for you to make money with Facebook Fan Pages, here are some steps you can take:

Create a Facebook Fan Page for a business in your area.
Email them and show them what you've created.
Let them know they can buy it if interested.
Flip the site.

How much money can I make? You can reasonably expect $200 - $500 per site, and you may also want to charge a monthly maintenance fee.

100+ ways to make $100: #2 Forum Moderator

As long as forums exist, forum moderators need to exist.

This is because webmasters need people to block negative comments, make sure things are running smoothly and forum users are getting their questions and comments responded to. To be a forum moderator, you would need to monitor comments posted by users, delete spam, answer questions from users, and reply to user messages. You would also encourage threads, add new content to the site, and block comments posted by people who ignore forum rules. If you have an interest in certain forums, this could be very interesting for you to do. Just like with forum posting, you also have the potential to learn a lot.

You can find further tips on http://www.theadminzone.com/forums/showthread.php?t=10716 In order for you to become a forum moderator, here are some steps you can take:

* Post a profile on freelancing sites such as elance.com, guru.com, and odesk.com. Describe your interests and your levels of expertise.
* Look for forum moderator jobs on the same freelancing sites, and apply for them.
* Google forum moderation job openings.
* If there are forums you're interested in, check with the owner. A lot of people don't post on freelancing sites but rather prefer to hire people who post a lot. How much can I make out of moderating forums?
* Depending on your role and experience, you can make anywhere from $5 to $20 an hour. You may want to start lower in order to build up your resume.